CERTIFIED PERSONAL PROPERTY APPRAISAL SERVICES ST. LOUIS, MISSOURI 314-962-4200

Appraisals by Certified Appraisers Guild of America , CAGA, are recognized and accepted by Insurance Companies, Banks and Lenders, Courts and the Internal Revenue Service (IRS). We prepare appraisals for a variety of purposes including Insurance Underwriting, Insurance Claims, Casualty Loss, Divorce, Estate Planning, Estate Settlement and Tax Reporting, Gift Taxes and Charitable Donations, Property Distribution, Mergers and Acquisitions, Loan Collateral, Credit Evaluation, Balance Sheets, Finance, Bankruptcy, Liquidation and for Personal Use. Learn more at 314-962-4200

Rick Bauer	Cathy Roesch	Richard Kloeckener	Paul Roesch

Certified by a National Appraisal Organization - CAGA The Certified Appraisers Guild of America is a professional accrediting organization providing certification of personal property appraisers. With members in 49 states and 6 Canadian Provinces, the Certified Appraisers Guild of America is North America's # 1 trainer of personal property appraisers. On an annual basis, it trains more personal property appraisers than any other organization in North America. The Guild has been instrumental in helping to standardize the personal property appraisal profession. The members of the Certified Appraisers Guild form a network of valuable appraisal contacts throughout the United States and Canada.

Education Standards The training each member is required to complete, includes the uniform standards of personal property appraisal practice and appraisal report writing. Special areas of emphasis in training include Internal Revenue Service appraisal requirements, estate and gift appraisals, charitable donation appraisals, bankruptcy appraisals, insurance appraisals, appraisals for divorce, and casualty loss appraisals. In addition, each member is required to attend our courtroom expert witness seminar with special emphasis on appraisals for courts and testifying in court.

Certification The Certified Appraisers Guild of America confers the professional membership designation CAGA to recognize the completion of the appraiser's certification education. Members are professionals who have completed the certification process. In addition, the members have made a commitment to the Certified Appraisers Guild's Code of Professional Ethics and to the Uniform Standards of Professional Appraisal Practice.

CERTIFIED APPRAISERS GUILD OF AMERICA CODE OF ETHICS

1. The Appraiser shall obtain the relevant facts relating to the subject property to form the final conclusion of value.
2. All formal appraisal reports shall be in writing signed by the Appraiser.
3. The Appraiser shall disclose any interest in the subject property and will accept an appraisal assignment only if the appraisal can be performed without bias.
4. The Appraiser shall maintain the confidential nature of the appraisal report. The contents of the report shall not be disclosed without consent of the client or by court order.
5. The fee charged by the Appraiser shall be independent of the value in the report.
6. The Appraiser shall maintain respect for others in the appraisal profession.